For the past 2 years, I have been in the loan industry. I have worked for several finances and banks. More people tend to borrow money every day. It is good for the banking industry but for the users, there is no other things bad from taking any loans.

However, some people needs the loan desperately. Living in this world is about the survival. For those lives or comes from the rich family, money is not a big problem. How about those who need money?

I have a customers who really needs to have a personal loans. She is a single mother who raised 3 kids at the same time. Her husband died in a car accident. The worst part is the husband did not take any life insurance. She worked as a waitress in a fast food restaurant. Pretty sad for her but according to the rules and regulation she did not qualify to apply personal loans above $5,000 but she really need more than that to settle the debt left by her husband.

Bank is still a bank and the officer is still a human. I managed to convince the loan officer to approve the loan as I was the guarantor for her. Finally the loan approved for $15,000 and guess what? She managed to make an early settlement last October as she won a lottery more than $100,000.

She is lucky and how about you?

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